ENGLISH Chinese

Coverage

Comfort

Luxury

Platinum

Accidental Protection
Acc. Death, disability or burns	350,000	500,000	700,000
Medical Protection
Overseas medical expenses (inpatient & outpatient)	350,000	500,000	700,000
Emergency medical evacuation	500,000	1,000,000	Unlimited
Repatriation of remains	100,000	100,000	100,000
Local funeral expenses	15,000	15,000	15,000
Hospital cash benefit	100/days Limited to 20 days	150/days Limited to 20 days	200/days Limited to 20 days
Journey Disruption and Inconvenience
Travel delay	1,000 (250/4hrs)	1,500 (250/4hrs)	2,000 (250/4hrs)
Baggage delay (after 6 hours)	1,000	1,000	1,000
Curtailment and Cancellation	7,500	10,000	15,000
Personal Property Protection
Baggage loss or damage	5,000	7,500	15,000
Valuables inner limit	2,000	2,000	2,000
Single article limit	1,500	1,500	1,500
Loss of personal money	1,000	1,500	1,500
Loss of travel documents	3,000	5,000	10,000
Additional Expenses
Compassionate visit overseas	One-way economy class airfare
Return of unattended children	One-way economy class airfare
Return of travel companion	One-way economy class airfare
Accompany hospitalized dependent children in hospital	600/days Limited to 5days	600/days Limited to 5days	600/days Limited to 5days
Legal Protection
Personal liability	300,000	500,000	1,000,000
Legal assistance	Included
Assistance Services
Direct billing with overseas hospitals	Equal to medical expense sum insured
24hrs Med Emergency Hotline	Included
24hrs Travel Advice hotline	Included
Schengen Visa Compliance	Yes	Yes	Yes
Outdoor Sports and Recreation	No	Yes	Yes

International product Excluding North America

Adult

Children